Posted on December 11, 2018December 11, 2018 by Affinbank World MasterCard Features | Affinbank World MasterCard Application Guide
Affinbank World MasterCard
Affinbank World MasterCard another good MasterCard offered by AffinBank. This card is designed for large consumers and tokens to help them enjoy a cruise with the card.
Features of Afinbank World MasterCard
- Cardholders get up to 0.8% cash discount when they spend a minimum of $ 100
- Enjoy access to the waiting area of the Prior Pass.
- Cardholders can Take advantage of the WORLD MasterCard 24/7 concierge service that helps you with your travels, shopping, reservations and other help from anywhere in the world.
- The card Offers travel insurance with a value of up to 1,000,000 RM when you pay fully for air tickets using Affinbank World MasterCard
- The card also comes with a free personal accident insurance up to RM 100,000
- The Cardholder gets 1 point for 1RM issued for all retail transactions.
- Offers lower financial fees from 12% per year and interest rate reduction of 6% when you make a minimum monthly payment before or on the due date for payment of credit card bill.
- It offers a high credit limit and a maximum cash payment of 70%.
- The annual fee is RM500 which is waived in the first year from which can also be waived for the cardholders if you spend RM48,000 per year
- The annual fee for an extra card is RM400.00
- The minimum monthly payment required is RM50 or 5% of the amount due
- The Late Payment Fee is RM10 or 1% of the outstanding amount, up to RM100
- cash withdrawal fee is RM 20.00 or 5.00%
- Interest on cash withdrawals – 18%
- The maximum daily cash withdrawal is 70% of the total amount
- The Interest rate is 9.90%.
How can you Apply for Affinbank World MasterCard
To apply for and obtain the Affinbank World MasterCard, you must take into account the following criteria;
- The applicant must have a minimum monthly income requirement of RM10, 000
- The age required for the holder is at least 21 years
- The extra cardholder must be at least 18 years old.
- Malaysians and All Expatriates can also apply for this card.
How to Apply
Go to the Affinbank website
Enter your name, e-mail address, country code, telephone number, and IC number/passport
Click on the ‘Submit’ link to submit the application
How to Login to Affinbank World MasterCard
To Sign in to your credit card account
Go to www.affinbank.com.my/E-card/Login.aspx
Enter your username and password on the page
Click on the ‘Log in’ link
How to restore the username and password of Affinbank World MasterCard
Click on “Forgot password”
Select “Access Card PIN Code” to enter the required information.
Customer Care: Call 03-8230 2222.