Central Bank The Only Card Credit Card Review




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The Central Bank The Only Card Credit Card is a good credit card with a potentially competitive low APR of 8.99%, no annual fee and a reward program which favors the charitable and department store enthusiasts. However, it gives a point per dollar on all other purchases. Users can use their online account to make payment, view transaction history and update their personal details. But the online portal of this credit card management is done through a third party website that isn’t exactly flashy. So, you can use our concise guide below learn how to apply, activate/register your newly received card and to login to your online account.

Features of Central Bank The Only Card Credit Card.

  • This card gives 1 point on per $1 spent.
  • This card has no introductory APR on purchases for the first 6 months.
  • It has no annual fee.
  • This card has a cash advance APR of 25.49%.
  • A cash advance fee of either $10 or 4 %, whichever is higher.
  • It late payment fee is up to $25.
  • And a purchases APR of 9.49% to 21.49%, based on your credit scores, (APR may change).

How to Apply for Central Bank the Only Card Credit Card.

Go to the Central Bank Credit Card summary page, and click on “Apply Today”.
In the Security Check heading, indicate that you are not a robot, before continuing.
Step 1: Card Selection
Under this, you are to choose MasterCard instead of Visa and choose between the two card designs on the following page.
Step 2: Select a day of the month for your payment due date.
Step 3: Specify, if you are a Central Bank customer or not.
Step 4: You are to give your personal / contact details because they are very necessary, to continue with the application process
Step 5:  Also make available your employment details because it is needed.
Step 6: Finally, if you wish to add a co-applicant, choose the box and give their details to make it a joint credit card.
Step 7: Read the terms of this credit card before, selecting the box and clicking on Send Application.

How to Login to Central Bank the Only Card Credit Card page.

Go to the Central Bank homepage and look for the Credit Card Center Login”.
Then, you will be taken to a third party website called eZCardinfo. So, you are to give your Username and on the following page, your password.
But, in a condition where you forgot your username or your password, choose the underlined link that corresponds to your situation. Then, provide your 16-digit card number on your MasterCard. In the next step, you are to answer predetermined security questions and personal info to be able to regain access to your online banking.

How to Activate your Credit Card.

You can activate your card using this number:  # 1 (866) 604-0380. Also to register for an online account, click on Secure Registration below the activation number on the webpage, to be taken to the eZCardinfo homepage. Where, you will see the registration button that you once click and in the field, supply your credit card number. Finally, provide your security credentials and the website with some pieces of personal information to prove your identity.
Telephone: 1 (877) 554-5535
Mailing Address: Central Bank // 238 Madison Street // Jefferson City, MO // 65101

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