Garden State Community Bank Secured Credit Card Review

Author:

Published:

Updated:

Garden State Community Bank Secured Credit Card Features Review | Apply Now | Login

Affiliate Disclaimer

As an affiliate, we may earn a commission from qualifying purchases. We get commissions for purchases made through links on this website from Amazon and other third parties.

Posted on January 14, 2019March 20, 2019 by Garden State Community Bank Secured Credit

Garden State Community Bank Secured Credit Card.

Garden State Community Bank Secured Credit Card

The Garden State Community Bank Secured Credit Card is a good credit card that is issued by First Bankcard, has no annual fee and requires a security deposit. This credit card has an online portal with users can carry out specific tasks. So, use this concise guide below to apply, activate card and log in to the credit card account.

Features of Garden State Community Bank Secured Credit Card.

It has no reward.

Has no signup bonus.

It has no annual fee.

Has cash advance APR of 25.49% (APR of change).

The cash advance fee of $15 or 5% of the amount of each cash advance, whichever is higher.

It has a late payment fee that is up to $35.

Has purchase APR of 20.24% (APR may change).

Requirements for Garden State Community Bank Secured Credit Card.

To apply for this credit card, the following requirements must be met:

You are to be at least 18 years old.

You are to have a valid Social Security Number.

You are to have a valid US mailing address.

And make a security deposit of $300-$5,000.

How to Apply for Garden State Community Bank Secured Credit Card .

Step 1: To start, go to this credit card homepage to gain access to the GSCB credit card webpage. On that page, find the Secured Card option and click on the “Apply Now” link next to it. To be taken to the application form.

Step 2 : You are to give the required contact information.

Step 3: You are also required to provide your personal and housing information.

Step 4: Don’t forget to give your financial information, because it is necessary.

Step 5: You can now add an authorized user to your account, if you wish, just supply the requested information in the specified field of the “Authorized User” section.

Step 6: Now you are to give the details of the deposit that you will be making if your application is accepted. Give the required information in the Secured Card Deposit Information section and click on “Continue”

Step 7: Finally, you will be able to access the information you have supplied and make corrections by clicking on the Change link at the base of the page. If through, you are to read the terms of this credit card and, tick the “I have read the Summary of Credit Terms” box. If you have read your application and accepted the terms of this credit card, click on “Submit” to send your application for review.

Login to your Garden State Community Bank Secured Credit Card.

To log in, go to First Bankcard’s secure online portal by using this credit card homepage. Then give your User ID in the login window and click on “Login” to continue. If you are using a trusted device, tick the “Remember Me” box for a faster login next time when logging in from this device in the future.

Also give your Password in the empty field and click on “Submit”. If your user ID and password are correct, you will have access to your personalized online banking account.

If you forgot your login details, just click on the “Forgot User ID/Password” link in the login window. On the next page, you are to give the required information and click on “Submit”. Then follow the instructions on the next pages, to be able to recover your login details and gain access to your account.

Activate your Garden State Community Bank Secured Credit Card .

To activate your credit card call this activation number : 1 (888) 295-5540 for a customer service representative to help. Or, activate your card online by registering for an online banking account through First Bankcard. To register for online banking, click on the “Secure registration” link found above the activation number (on the homepage of this credit card), give the required information on the registration page and  click on “Continue”. Then, use the instructions within the ensuing pages to register your new card for online banking access.

Telephone:

1 (888) 295-5540

Mailing Address:

First Bankcard // C/O First National Bank of Omaha // P.O. Box 2340 // Omaha, NE 68103.

 

 

Post navigation

Prev TD Emerald Flex Rate Next UOB Ladys Classic Search for:Search

    About the author

    Leave a Reply

    Your email address will not be published. Required fields are marked *

    Latest posts

    • Credit Card Rules Every Millennial Should Live By

      Credit Card Rules Every Millennial Should Live By

      Moving on from the Dave Ramsey community to the FIRE community often comes with a shift in mindset about credit cards. I’ll admit, I definitely jumped on the credit card hating bandwagon when I found myself in debt in my early twenties. And it was true, at that point in my life there really wasn’t…

      Read more

    • 10 Mistakes You’re Probably Making With Your Credit Card

      10 Mistakes You’re Probably Making With Your Credit Card

      You can trust the integrity of our balanced, independent financial advice. We may, however, receive compensation from the issuers of some products mentioned in this article. Opinions are the author’s alone, and this content has not been provided by, reviewed, approved or endorsed by any advertiser. Credit cards can be a powerful tool when you…

      Read more

    • How to Choose a Cash Back Credit Card

      How to Choose a Cash Back Credit Card

      How to Choose a Cash-Back Credit Card? With so many websites offering free financial tools, it can be hard to know whom to trust. At NerdWallet, we spend literally 1,000s of hours researching partner offers and following strict editorial integrity to match you with the perfect choice. We even share how we make money so…

      Read more