Hot Topic Credit Card Review




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Posted on February 19, 2019March 20, 2019 by Hot Topic Credit

Hot Topic Credit Card is a credit card is issued by Comenius Bank is designed for clients who often do business on hot topics. This credit card is a great card for those who make purchases regularly on Hot Topics.

The card comes without an annual, slightly higher rate of APR acquisition. Therefore, it is advisable to pay off your debt within a period of 25 days, which is in the interest-free period. Pay late and pay a fee of $ 38. In the case of bonuses, it offers 1 point for every $1 spent. Cardholders can exchange points when they reach the $ 5 limit when they buy.

Features of a Hot Topic credit card

Offer 1 point for every $ 1 spent at Hot Top Stores

The annual fee is $ 0.

After you have earned 500 points, you will receive the status of VIP guest

Cardholders get $2 Standard delivery/shipping bonuses for all dedicated customer service lines. Then you will receive 1.25 points for every dollar spent, and this can increase to 6.25%.

Offers a 15% sign up bonus on the first purchase.

Offer two coupons with a 20% discount to buy $ 50 or more.

Provides access to events and anticipated sales.

Card users receive additional offers at the time of birth and birthday.

Its rate is up to 6.25%.

Late payment fees is about $ 38

The APR for purchases is 26.99%

Initial purchases APR is not applicable

The interest-free period is up to 25 days.

No additional fee for extra card holder


You must be over 18 years old.

Applicant must have an identity document, such as a driver’s license, passport or identity document.

Must have a social security number.

How to Apply

To apply for a card, visit the Comenius bank application page. Read the terms of the book on important topics before submitting the application

Click on the Apply tab

Complete the application form with your information, such as social security number, annual income and contact information. Include your name, MI, name, suffix, SSN, date of birth and annual income.

Postal code, email address and telephone number

Add an Authorized Buyer at the bottom of the page to make purchases online. Then click on the tracking button on the application page.

Login Guide

Log in to the Comenity home page

Enter the subject of the current user and the password on the left

Click on the “Sign in” tab on the red hot topics login page

Steps to recover the hot topic login details

Enter the username and password in the “Login” section of the page

Click on “forgot your username / password”

Provide the necessary information, such as your credit card number and user name, zip code or postal address

ID Type

Enter the last 4 digits of your social security number and click on “Find my account”


How to cancel your Hot Topic Credit Card account

Users who wish to cancel their application or close the credit card account should contact Comenity Capital Bank Customer Service at 1-844-271-2526.

Customer Service Contact

Contact the  Support Center at 1-844-271-2526, TDD / TTY: 1-800-695-1788

Mailing Adress: Comenius Bank, PO Box 182273 Columbus, OH 43218-2273.

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