Ohio Savings Bank Platinum Visa Credit Card Review




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Posted on February 15, 2019 by Ohio Savings Bank Platinum Visa Credit

Ohio Savings Bank Platinum Visa Credit Card

Ohio Savings Bank Platinum Visa Credit Card

Ohio Savings Bank Platinum Visa Credit Card is offered by both the Ohio Savings Bank (and a subsidiary of the New York Community Bank) The card features no annual fee, and a low APR is calculated based on your creditworthiness.

Features of Ohio Savings Bank Platinum Visa Credit Card

Signup Bonus is 0.00% introductory APR for the first 12 monthly statements.

There is no annual fee associated with this card.

Cash Advance APR is 25.24% APR

The Cash Advance Fee is Either $15 or 5% of the amount of each cash advance, whichever is greater.

Late Payment Fee is Late payments can be as high as $37.

Purchases APR is 9.99%, 14.99% or 19.99% APR, based on your creditworthiness.


Candidates must meet certain conditions to apply for the Ohio Savings Platinum credit card. these requirements are:

  • Applicant must be At least 18 years old
  • Be a resident of the United States.
  • Be a member of the Ohio Savings Bank
  • Have a social security number

How to Apply

Step 1: Go to the homepage

Step 2: Start filling out the application form. The required information that you must provide includes: first name, Social Security number, Birthdate, mother’s name, Email address, Street address (including city, state and zip code), Phone number, State of the premises (own, rental or others), Current employer (and your phone number)

Step 3: Now that you have completed the initial part of the form, go to the annual income segment. This section requires you to enter your annual income. Pay attention to specific methods of calculation according to the Ohio Savings Bank. Also, enter the balance of the bank account.

You must also decide if it is a shared or individual application and you want to transfer the balance from another bank account.

Finally, unlike most cards, you can decide which pattern will appear on your card. The images you can have on your card include, among others, a dog, a sunset and a drawing of a children’s home.


To login navigate to the webpage and enter your User ID. On the following page enter your password.

Forgot password or username

If you’ve lost or forgotten your login credentials select the Forgot ID/Password link and follow the steps provided by First Bankcard to retrieve your information.

To Activate the credit card

Your card may be activated by either calling 1-800-528-4800 or by registering an account online through the link provided. Once redirected enter your account number and continue on to setup your account, security settings, and credit card.



1 (877) 786-6560


Mailing Address: New York Community Bank 615 Merrick Avenue Westbury, New York 11590

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