Santander Bank Bravo Credit Card Review




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Posted on March 9, 2019 by Santander Bank Bravo Credit

Santander Bank Bravo Credit Card

Santander Bank Bravo Credit Card

The Santander Bank Bravo Credit Card is a credit card is issued by Santander Bank. This card offers a generous reward program as it does not have an annual fee for the first year after which it will cost $ 49 for subsequent year.  the rewards program is generous, with three reward points for every dollar spent in supermarkets, service stations and restaurants. It also includes 1 reward point for one dollar spent on all other purchases.

Features of Santander Bravo credit card

Earn 3x rewards points on supermarket, gas station and restaurant purchases, 1x rewards points on all other purchases.

A signup bonus of $100 cash back after you spend $1,000 in your first 90 days of opening your account, 0% intro APR on balance transfers for the first 18 months of card acquisition, the first 90 days after account opening, no annual fee for the first year that your account is opened

Annual Fee of $49

Cash Advance APR is set at 24.74% (APR is subject to change)

Cash Advance Fee is 5% or $10, whichever is greater

Late Payment Fee is Up to $35

Purchases APR is set at 15.74% to 22.74% (APR is subject to change)


To be eligible to use this credit card, you must meet the following requirements:

  • You must be at least 18 years old
  • A valid mailing address in the United States.
  • Have a US social security number

How to Apply for Santander Bank Bravo credit cards

Step 1:  First, go to the Bravo credit card summary page and click on the Request Now link.

Step 2: This section will require you to provide your personal informations in the empty fields

Step 3:  Enter all the following information about your home, address and contact in the fields indicated: Main address, city, state, Postal Code, phone number

Step 4: Provide all the following information: State of employment, Annual salary, Other annual gross income, Type of residence, Rent / monthly amortization of the mortgage.

Step 5:  You have the option to add additional card users to the application, If you wish to add an additional cardholder, check this box and enter the following information about the additional cardholder: Full name and surnames, SSN / ITIN number, Birthdate, Main address, city, state, Postal Code

Step 6 –  Read and accept the terms and conditions of this card, click Send.

Santander Bank Bravo credit card Login

To access your online account, go to the Santander Bank website and select the Sign in button located in the upper right corner. Select the consumer’s credit card from the drop-down menu and click OK to continue. Enter your user ID in the indicated location and click Send to continue with the next step.

answer the security question by Entering the correct answer in the empty space indicated and click Send to continue. You will be asked to enter your password to access your account.

Forgot password or username

Click on the button Forgot your user ID? link (located in the login window). Enter your social security number and date of birth on the user ID download page. Then click on Continue and in the following steps you can download your user ID and regain access to your online account.

If you forget your password, you must reset it by clicking on Forgot your password? link by entering the user ID and date of birth on the password reset page and selecting Continue. On the following pages, following the instructions, you can reset your password.

Activate the Santander Bank Bravo Credit Card

Call the customer service number 1 (877) 768-2265 to activate the card by speaking to a Santander Bank representative.


1 (877) 768-2265

Mail Address: Santander Bank N.A. // MA1-MB301-06 // P.O. Box 841003 // Boston, MA 02284-1003

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