PenFed Promise Visa Card Review




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Posted on February 18, 2019March 20, 2019 by PenFed Promise Visa

PenFed Promise Visa Card

PenFed Promise Visa Card

The PenFed Promise Visa Card is a credit card that does not charge any fees and has a fairly competitive interest rate to further encourage the potential cardholder.

APR may be as small as 10.24% (the APR may change). However, this percentage depends on your credit rating and maybe 17.99%. However, some credit cards are available on the market that have a fixed annual interest rate that starts well above the highest interest rate for this card. One thing missing from this offer is the reward plan, but it is quite common when it comes to free credit cards. If you are not interested in earning points, we recommend this card because the interest rate and the no tax rates make this credit option a real winner.

Features of PenFed Promise Visa Card

  • New User get a Signup Bonus $100 bonus credit when you spend $1,500 within the first 90 days
  • No Annual Fee
  • Cash Advance APR is about 10.24% to 17.99%,
  • There is no Cash Advance Fee
  • No Late Payment Fee
  • Purchases APR is 10.24% to 17.99%,


Before applying, you must meet the following requirements:

You are at least 18 years old

Must have a valid SSN

How to Apply for PenFed Promise Visa Card

Step 1 – Go to the PenFed Promise Visa application website to start the application process and then click on the Apply now tab to continue.

Step 2 – A window will appear asking you to specify if you request this credit card with a joint applicant. Select Yes or No and then click on Join Now.

Step 3 – On the next page, enter your first name, last name, date of birth, email address and phone number. Click “Continue” when everything is entered.

Step 4 – You will now need to provide some information about your address and mortgage / rent. The exact details you need to provide are the following:

Step 5 – You need to provide more information, but this time you will provide details about employment.

Step 6 – Indicate if you have additional revenue by selecting Yes or No If you choose Yes, enter other monthly earnings, source of other income and total monthly income available.

Step 7 – Familiarize yourself with the terms and condition of this credit card as well as the information contained in the Account Authorization and Credit Card window. If you adhere to PenFed’s terms, check all the check boxes before proceeding.

Step 8 – Click on Continue to officially send the application for review. Confirmation will be sent shortly to your email address.

PenFed Promise Visa Card Login Guide

Go the PenFed Credit Union’s online banking website. Once you have gained access, enter your username in the input field and click Sign in to continue.

Certain security information may be required if the computer you are using is not the most commonly used device for accessing online banking.

If this relates to this particular login attempt, you will need to enter the mother’s name in the blank field. Then choose one of the available options to inform PenFed if you want to register a computer you are currently using on your operating system. Click on Continue. On the following pages, you will give your password to gain access to your online bank account.

Forgotten Details

If you do not remember the username in your account, select Forgotten username option? link below the login field. On the next page, enter your social security number. Click “Continue” and PenFed will send you an email containing your forgotten username.

You can also recover your password if you cannot remember it. Can you do this by selecting the Forgotten Password option? In the sign-in menu. Click on the Let’s Start tab on the next page to continue.

PenFed will need to confirm your identity before you can recover your password.

There are many verification methods available and we will start with the first membership number. In the blank fields, enter your membership number, security code, and the first 3 digits of the SSN. Click Continue to get the password in your email address.


To activate your new card you can do so by calling the number 1 (877) 856 9690.

Contact Info

Telephone: 1 (800) 247 5626


Mailing Address: Box 247009 // Omaha, NE // 68124-7009 or Box 1432 // Alexandria, VA // 22313-2032

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