Smile Credit Card Review




Smile Credit Card Review

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Posted on November 22, 2018March 20, 2019 by Smile Credit Card Features | Smile Credit Card Application | Smile Credit Card Login

Smile Credit Card

Smile Credit Card
The Smile Credit Card is a good cash card issued by the Cooperative Bank Plc, for all purchases and demands no annual fee. This card is made for, Smile current account customers.

Features of Smile Classic Credit Card

  • This credit cards can be used anywhere Visa accepted.
  • It has no annual fee.
  • It gives you access to your online account at anytime.
  • It has a 46 days interest free. i.e. grace period.
  • With this credit card you can make purchases online.
  • It has an annual percentage purchase rate of 16.9%.
  • It has cash transactions APR of 25.9%.
  • Has balance transfers APR of 16.9%.
  • It has no annual fee .
  • Has interest-free  period of 56 days.
  • It has credit limit of 200.
  • And late payment fee of £ 10.

Requirements for Smile Classic credit card.

  • You are to be at least 18 years old.
  • You are to be resident in the U.K.
  • You receive a minimum gross annual income of £ 10,000
  • You are to be an existing customers having an ongoing bank account in a cooperative or smile for at least 7 months (cash accounts, student accounts and pathfinder accounts are not eligible).
  • You must not have any County Court judgement (CCJ), involved in any individual voluntary arrangements (IVAs) or Trust Deeds or any  bankruptcy record in the past 6 years.
  • You are to make sure that in the past six months there are no arrears or missed payments on credit agreement for more than 2 months.
  • You must be employed full-time,  part-time, self employed or retired.

How to Apply for Smile Classic Credit Card.

  • Navigate to the website of Co-operative bank.
  • Go to the “Application help” widget, click on the “Credit Card applications” icon in the drop-down menu.
  • Read the requirements for written on the application page of this credit card to see if you are qualify for this  credit card. Then click on “Tell More”
  • Read the features of the Smile Classic Credit Card.
    And click on “Apply now”
  • On the following page, give your date of birth, if joint,  give the application date of birth , e-mail, address, confirm your e-mail address. and all other required info.
  • Then click on ‘Next’.

How to Activate your credit card
You are activate your new Smile Classic credit card in order to use, simply call the customer service using this number: 020 3370 0970.

How to login to your Smile credit card page.

  • Visit the homepage.
  • Go to the right and click on the “Banking login”
  • Finally, give your username on the next page that is the Login section.
  • Then click on “Next”.

How to Recover your Smile Credit Card Login Details

  • Go to login page of the Smile credit card.
  • Scroll down and click on “Forgot Username”link.
  • Give your e-mail address on the following page.
  • And Click on “Ok”.

For a lost, stolen credit card, just call the customer service number: 0203 370 0970

Customer service for classic Smile credit cards: 0870-843-2265

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